Can anyone point me in the direction of a referral so that we can add this tool to our real estate's arsenal of weapons to help aid our clients more efficiently? 

Google zipcodes 95765, 95747, 95678.....go figure..

@Kelly BeckWhen you are developing your strategy on where to invest you can Google the individual states that fit your investment strategy and goals.

Most people that see this post will have to Google Saint Cloud.

I would advise the tenant's attorney that 1) The first time you heard of any defect in the property was his letter. 2) There was no mold present when his client accepted the leased premises. 3) You have tried to investigate his claims and make any necessary corrections to the property but his client has refused access. 4) Describe your lease terms for early termination - what must be paid, etc.Also Google the attorney and law firm.

I would suggest researching 10-15 banks and credit unions in your area (just google "multifamily lending in X area" and see who pops up) and talk to them.

Just something I found with a google search that I thought might be the basis of my lender saying these kinds of loans require points. 

You can google them and they will pop up

It has seen significant growth, especially with tech giants like Intel, Meta, Amazon, and Google setting up operations, driving up property prices and job opportunities.

There is another group I work directly with at Google.