It's a good idea to consult with a real estate attorney or a financial advisor who is familiar with Arizona laws to understand the full implications.If you're considering a joint account with your brother, lenders will typically look at both parties' credit and financial situations.

Real estate has so many tax benefits and credits available, that I always tell people it's crucial to have a CPA that's extremely knowledgeable in this area.

there are national lenders everyone's heard of (Chase, BoA, etc.) and local lenders (regional, local, credit unions, etc.)call a bunch of both. 

The best part is that the debt will be reported to the credit reporting agencies and it will stay on the tenant's credit report for up to seven years.

The trade off was you couldn't apply to a 4 year college but this was a way for kids to get the math credit they needed for a diploma. 

It is a line of credit, that's why it won't escrow for RE Taxes. 

These include the following:Type of loanYour credit historyType of mortgageDebt-to-income (DTI) ratioLoan-to-value (LTV) ratioThe property typeEven if you have enough for the down payment, your lenders will require you to meet certain criteria before approving a home loan.

Hi Jasmine,A DSCR cash out refinance sounds like the best product for this.You can vest in an LLC and most DSCR lenders do not report on your personal credit report!

Set up a working line of credit.  

They also don't use automated locks and manually change the guest code every few weeks7)They have terrible response times when I reach out to them.There's a lot more... these are just a few things that are top of mind.