As you were in property management, not sure if you ran your own company, but as you look at it..

Happy to connect or take a look at your property to see what it may be able to rent for. 

You might also explore a bridge loan to fund construction , then refinance into a long-term DSCR loan once the property is leased.

I believe the property have appreciated in value just based off recent sales in my market area.

If you want to stay in your house, then your only option would be to leverage equity which will probably be in the 8-10% interest rate range.Not knowing the entire situation, I think you could consider downsizing and then using the proceeds to buy a 2-4 unit property and start making $40-75K right away with still no debt. 

You can't do that if the property is out of state.

Since you’re already learning from BiggerPockets, focus on finding cash-flowing properties in strong rental markets and understanding financing options like conventional, DSCR, or house hacking loans.

Are you looking to buy & hold, fix/flip, or wholesale properties?

I’ve owned this property for four years, and this is the first complaint of this nature I’ve encountered, so I’m curious if, by leaving it as is, I could go extended periods without facing clog issues.Any advice is much appreciated!

After about 10 years I have accumulated a fair amount of small multifamily properties.