Previous job had me traveling 5 days a week and I asked them hundreds of questions.It's a totally viable, secret society of crash pads.

In which case, if he hasn't notified his insurance company and then reports it and they are asked to investigate and/or defend him against a possible suit, he could jeopardize his entire claim to be denied for coverage as he would have failed to report the loss in a "timely" fashion, and also muddying the waters by offering money (which they would NOT want you to do, as a lot of people take that as an admission of guilt, even if that is NOT the case).It is a tight rope and while we all want to be humanitarian and sympathetic, our society has not made it easy; especially with a large proliferation of people oftentimes simply suing just to sue...that's just my .02.Regardless, I hope this can be reasonablly resolved for the OP (with little to -0- out-of-pocket on his behalf).

Or, go along with it and rent to folks who have paid their debt to society (there's an interesting moral conversation to be had there).

But I completely get and appreciate the sentiment and the connections to the greater issues in our society.  

They certainly could attempt to challenge it - we have a very litigous society - but at least I know the money is in my account if I need it.

The direction of all economic affairs is in the market society a task of the entrepreneurs.

We have become such an on demand society, we want everything now!

Mexico is not the most credit friendly society no matter how good ones credit profile and creative financing of any kind is something that is not readily available as of today. 

But we have noticed the general lack of hygiene in our society and unkemptness, so I must have been missing a few dots here. 

Go the website for your State Society of CPA's.