While I don’t yet have personal experience with a HELOC, I’ve thought about this one for my self many times.

Any suggests from your personal experience would be greatly appreciated!

I personally owned a rental there for 7 years, but I just recently sold it.

Focus on the person (the seller), not the offer.

So I don’t have to reinvent the wheel every time I hire a new person.

It's like the person who goes and buys a bigger tv because it's 40% off when you had a perfectly working tv.

I then flip for a quick profit to a local developer/builder who is willing to work with the town to develop the lot or if its a home run I invest the time & money to permit them personally and sell for 10% under retail.  

Appreciate if any personal experience can be shared that triggered the need.Thanks

Here in AZ you can look up the personal representative as they are appointed.

I had a “lender” tell me he’d give me a personal loan with a fixed 4% rate on a 30 year term at whatever amount I wanted because he would like to “build a relationship” with me.