You'll always be liquid, less capex exposure, and you have more of your time. but if your ego insists you keep 7, then make more money and spend more time with this. 

The golf sim is cool but not $100 a night more cool.The ADU is the better plan, but you need to check your zoning before going too far on it.

And apparently it's "cool" to sound more like a communist these days.....

hi, i’m house hacking multifam homes in cincinnati/cleves. would love to connect & talk about multi family homes. brrr-being is cool, I love the building & remodeling of real estate for added value. 

I would always specify that is primarily not "solely" based on the property - Credit and liquid reserves are still a significant part of the underwrite

This is cool!!

I have 100k liquid to put down. 

As for the down payment, I would make sure you always have some cash on the side lines for liquidity as lenders will want to see cash amounts outside of credit lines.

The default mode of operation for mini-splits is to run the fan continuously 24/7, which causes high humidity because all of the condensation is being blown back into the building.You can get top tier mitsubishi units for cheap at surplus city liquidators.

I have about 15k liquid cash and live in MA.