The apartment side has provided some competition, but if you've got a solid size house you'll do fine.I'd say it's been slightly above average for my year 2 leases compared to my other cities. 0 turnover, all slight-moderate increases, very good tenants. 

The MLS, due to high competition and normally high asking prices, wouldn't be the best option to find deals. 

The interest rates are competitive across the board, it's not going to come down to that for most buyers.National Bank: This is the 'standard,' the 'baseline,' what most people do. 5 year prepayment penalty is slightly unfortunate, as many pontificators say rates will be dropping "soon," and it may make refinancing a little more painful.

Check those two lists against all of the lists and articles you have been reading to see where the closest crossover is.That is how you find a competitive advantage.If you build an out-of-state funnel with everyone you just met, you will not have a competitive advantage.Number 1 above gives you a personal, geographic advantage.

First time rentals are about 33% of my total rentals.  66% of my total rentals are repeat rentals.like all things successful you pull up your sleeves super size it and just beat the tar out of any competition.. nice work. you get rewarded for doing all those things.

If you're in contact with the owner/seller directly, and you don't feel there is a lot of competition (off-market), might as well start with an LOI to lay out terms before drafting a contract.If you need the offer to look compelling because other buyers are circling, a PSA would indicate more motivation on your part.

The rates are competitive.

House hacking and Airbnb rentals are great strategies to maximize your investment, especially in a competitive market like Tampa. 1.

It depends what market you are in and how competitive it is, as well as what type of property you are buying?

I believe Orlando may be a bit saturated with people who have a similar strategy and goal in mind so the competition may be higher.