Pets can do much more damage than just scratching up floors (i.e. peeing on carpet, eating blinds, chewing on molding, etc.).

That eats away any meat left on the bone. 

I had to learn to break it up into little one-week manageable chunks and eat the elephant one bite at a time.

A lot of times the landlord eats the cost after the tenant passes and affairs are being wrapped up  .

Upon a sale, the amounts received from this deal would eat into the exclusion.9) The appreciation rights of the investor and the note could be sold off to other investors if either party got impatient.10) A maximum LTV on mortgages on the property in the range of 60% could be established to reduce the likelihood that the seller gets behind and does a short sale that wipes out the investor.11) If this arrangement might cause a problem for the homeowner when refinancing or taking out a HELOC, the investor could agree that the investor's interest is subordinated.Benefits: The homeowner's net worth is less concentrated in Silicon Valley single family home performance, and the investor gets a leveraged return on an asset that has potential to appreciate at faster than the rate of inflation.

I realize this will increase the mortgage payment and eat into any profits if we rent, but we can easily afford it and would like to get the sucker paid off.Any and all advice is super appreciated!!

And for cash flow the prices are already $100K+ which eats into revenue.

I've come along way from eating my government cheese.

Delays are a big headache and will eat up the investors profits. 

The food business can eat people alive if they do not have experience.