While his friends play all day, the squirrel works hard all spring, summer, and fall to store up enough acorns to last through the winter.When winter comes, the squirrel can relax and enjoy the acorns he’s worked so hard to store up, while his friends, who didn’t think ahead, go hungry.This is essentially the model of retirement we’ve all been taught.

The model is very common and usually has mixed to poor results.

As a licensed broker and wholesaler, I would recommend getting your license if you are serious about building a business model around wholesaling.

@Martin BrownAlso the reality is if you are trying to forecast numbers, the second you hit enter they are wrong as nothing goes the way you modeled it.The important thing to consider when modeling is to have data as accurate as possible (garbage in garbage out), but most importantly (and this is where investors miss the boat), what is the sensitivity to the numbersFor example if doing a flip with hard money, which causes more pain - $20k more to complete, 25k less in sales price or getting the right number but it takes 3 months longer?

When you run numbers through a model you realize that even with potentially higher rates, you'll refi a lower principal against higher rents and higher property value, so it is mostly an emotional conern rather than a financial issue.

Our rents come in like clockwork and we are able to increase rents annually with the COLA afforded through HUD which makes it a pretty simple business model.  

@andy binford Stick to the model, it's a good one!

I am currently a student at the University of North Carolina Wilmington and interested in the buy and hold model to create passive income.

I am currently a new real estate agent as well as an aspiring investor.

I am currently a new real estate agent as well as an aspiring investor.