I am telling them to avoid that deal like the plague, although I have no idea where to suggest alternative financing.As for her own property, they are willing to refinance her at a slightly lower interest rate, and switch it over from 26 remaining years to 15 with lower monthly payments.  

The issue might either need to be settled or litigated... by attorneys on behalf of the insurer and without OP lifting a finger.My point is that getting others involved when the alternative is doing nothing can't possibly hurt.

They are still living in the house in spite of providing alternative accommodation and potentially further creating mess.

Alternatively, if you're willing to expand your market to 20+ miles outside of Boston but still along the trains, there are many MFs that will meet your requirements such as Brockton and Tauton that is not incredibly far from Boston center but have a nicer price tag attached to them.

Angel Oak is a good alternative.

Alternatively, I'm looking to shift to Vancourver WA area.

Granted you're from NJ and your property could be a local one ( = more on the expensive side), but I would explore the alternatives prior to setting your course on syndicating this deal.Best!

@Ken Lagana have you ever considered commercial property or alternative use land to diversify the market effects on your portfolio of holdings?

Possible JV partners and I have been looking into avocado groves in SoCal for alternative land ownership possibilities.

Either hard money till you can fix and BRRR or alternative personal loans.