For the past many months, I don't know anyone with more than, say, $5,000 in idle cash who isn't using Treasury Direct to get 5%+ on idle money; pick your term - short (4 weeks) or longer (52 weeks). 

The person mentioning treasury rates it doesn't make sense to do a 10 year treasury when the rate is almost the same now as a 3 or 6 month rate.

An example would be a 5 year loan that will renew every 5 years at a set rate above the then current treasury or benchmark.

We also received a $1000 grant from the US Treasury yesterday and a new reservation at our Smokey Mtn. cabin for next week. 

Department of Treasury with usc exceptionState Tax LienLien by USA or Dept of JusticeUS Department of StateOther Federal AgenciesCode Enforcement for debris removal or mowingDemolition or Environmental Based Liens State child support lienBoard of County Commissioners for special assessmentsUtility LiensWater/Sewer Delinquency (only in selected states)County (and/or School/Township) for unpaid taxes

As an example, look at the Dodd-Frank Act, it adopts and modifies dozens of related regulations, TILA, RESPA, Tax Code, Treasury Regulations, FDIC Regulations, FCRA, on and on.

All information that was disclosed could have been found online through the local registrar or state treasury except for proof of insurance. 

In the current environment, they could buy US treasuries instead of invest in nations with negative rates.

And this is critical, so the money does not just evaporate (as we have whitnessed in Milwaukee the last years).Here is the official website of the US Treasury including an interactive map.

I know they only plan to raise 1/4 point, but mortgage rates key off the treasury bonds which move independent of the fed.