Non-QM loans are designed to accommodate borrowers with non-traditional income sources or those who may not meet the typical requirements of conventional mortgages.Here are some steps you can take to find a lender who might be a good fit for your needs:Mortgage BrokersLocal Banks and Credit UnionsReal Estate Investment GroupsOnline Mortgage PlatformsProfessional NetworkReal Estate Networking EventsWhen communicating with potential lenders, be transparent about your self-employed status, income, and financial situation.

Beware of anyone on social media offering 100% financing at low rates.

This means you cannot discriminate against tenants based on race, color, national origin, religion, sex, familial status, or disability.

Do you know about the water tap status? 

It can take a long time to get paid but she will eventually get the money because the govt will withhold tax refunds, and even social security. 

This is ordinary income plus social security and maybe state income tax. 

They have removed me from the private fb group, blocked me from all social media, and will not allow me into the daily live office hours because I started telling people about this.

Expand your network and explore social media events.

Lots of risk that you can't control and it is taxed as Ordinary Income plus the IRS will see you as self employed so you will pay all of the Social Security tax and perhaps a 2.5% extra tax if you make over $250k. 

Does one post on BP, social media, friends and family, personal business connections?