Are you buying the house conventionally or are you doing a LO? 

Those LO's do not underwrite loans.  

As I listened to the presentation on this product (https://vimeo.com/57185282) the first place that I chose to look for reviews was the BP community, and lo and behold I came across this post.

He’s not local but will lend there.https://snmc.com/lo/aaronchapm...Who are you using for private money?

I know it's done all the time with spouses and trusts in CA, but no one would have cause to call me when it's an LLC since I'm not a commercial LO.

There are several real estate programs in the DOD SkillBridge program.Go to the following page and search "real estate" to see what's available:https://skillbridge.osd.mil/lo...I'm active duty Air Force and will look for this opportunity next summer.If you have any other questions, please hit me up.I wish you all the best!

Albeit different industries use different scoring models (hence why your Kredit Karma or Credit Sesame tells you something totally different than your mortgage LO), they're needed to grow our business most effectively when needing institutional capital.All that said, if you'd like an introduction to an amazing credit repair husband and wife team, let me know.

a solid LO can close in 14 days, which is typical for most hard money lenders anyway. 

The 50% number is either a LO that does not really know the requirement or it is there internal requirement for their non-conventional loan program. 

There's basically 3 possibilities here:1) LO doesn't work with real estate investors and doesn't know what they are doing (you're on Bigger Pockets, but pick a rando to do your mortgage?