As Lenders thats how we work it..

@Luke H.Hi Luke,  As a private money lender myself I will focus on one element of your deal---5 years is a long time to be finally paid. 

Quote from @Juan Ruben Cortez: I believe the funding fee is 0.5% of the remaining loan balance, plus maybe another $500 - $1,000 in lender fees. 

@Devonair Jackson   PCMag is a reputed publication and they seem to like it as shown herehttps://www.pcmag.com/reviews/zoho-crm

Lot's of lenders will want local (boots on the ground) to feel comfortable doing a loan.  

Also, hard money lenders want a scope of work filled out prior to funding the deal so this is a good little hack to get one as well. 

What are some questions you would ask a lender to vet hard money lenders?

Didn't get an home inspection because the lender stated they'd take care of the inspections.

Quote from @Chris Seveney: @Francisco AvancenaThere are specific lenders who will do land dealsBut of course not as many as traditional real estate.The key will be skin in the game - typically for land because it is less liquid than a home the lender will want to have a lower ltv on the deal I fund land flippers currently in  CO FLA WA ID MT NV AZ OR TX SC GA VA  one thing about land though LTV is lower and RATES are NOT the same as typical HML rates are higher for raw land but its a specialty niche and a business that I grew up in..

I talk to many of my lenders who are sitting on tons of garbage inventory they had to take back.