This criteria is for 1-4 and 5-8 unit programs.

@Allen Wu...if the property is a 1-4 unit property - the best program to use is indeed the 30 yr fixed and lots of lenders  will be happy to assist . 

David Lindahl's program will teach you everything you need to know and you will succeed if you take it seriously. 

A common trait among my superiors was you either had a drug and alcohol program, criminal record or atleast one diverse.

Jalen,There is actually a Portfolio program that will only require 15% down for any investment 2-4 unit multifamily.

Keep in mind, that general underwriting guidelines disallow first time buyers from these types of programs. 

You can remotely monitor the property and address any potential issues quickly.Automated tasks: Smart lights can be programmed to turn on/off automatically, saving energy and adding a touch of security by creating the illusion of occupancy when the property is vacant.Consider using a smart home hub like Google Home or Amazon Echo.

I would think since other programs are $50K, $40k and so on, that $15k is rather appropriate, providing they are providing the appropriate training.I am not advocating for group learning.

Hey Chris,Yeah, it's going to vary pretty widely by group, and even internally within a lender their programs will vary based on the committed square footage that is committed to residential v. commercial.You will also likely find variance depending on where the property is located and the active tenant situation.

I have followed your story like your program.