.$75-84k for construction$15k electrical$27k electrical$12.5k plumbing$33k plumbing$19k mini splits What am I doing wrong? 

Here are a few tips:Asset Management: Holding your property in the LLC can protect your personal assets, but check with an attorney or CPA to ensure it’s set up correctly and complies with local laws.Rent Collection: Collecting rent through the LLC simplifies accounting and keeps personal and business finances separate, which is a big plus for taxes and liability.Property Management: Since you’re self-managing, the LLC can be used to formalize agreements, pay vendors, and manage expenses—treating it like a professional operation.Just make sure to consult an attorney or accountant to align your setup with your goals.

How did you finance this deal?

How did you finance this deal?

The standing plan is to put in mini splits in each unit once the existing furnace finally dies.  

Another one was seller-financed for a few years before refinancing into a conventional loan around 2018, again no issues until this year.

To thrive in real estate investing, you must maintain a firm grip on your finances.

Go to a lender that actually knows what they are doing and specialize in investor finance. 

Financing structure?

I actually helped a fellow realtor finance a STR in Johnson city and she seems to be doing very well.