I prefer to hold unless you need the cash.

The client is seeking a minimum of $3,750,000 to pay off the first lien, but would prefer closer to $4,500,000, which would provide a few months of interest carry prior to the potential new tenant taking occupancy.

As an investor, I prefer the less cute homes for less.  

The downside is that a specific individual might not be there next year and you'll have to build a new relationship with someone that might not be as knowledgeable.Best of luck!

There are 2 other individuals living there who have never complained of anything like this.

With its unique Tex-Mex menu and brand appeal, Chuy’s has already established itself as the leading full-service Mexican chain, providing Darden a foothold in the rapidly growing Mexican cuisine sector.As the company looks to expand Chuy’s, it faces challenges in competing with local operators and navigating consumer preferences.

Essentially their model is to take a 3/4 bedroom SFH, put flex wall it to 6 tenants and rent out each room individually.

My preferred card is with Capital One. 

Make sure you clearly identify the common areas (accessible to everyone living in the unit) and the private areas (like individual bedrooms).

However, if you are an investor involved in multiple cities, you might prefer a lender who is licensed in various locations.