Propane is seemingly less expensive in most areas and provides good heat.

Rates are high, usually in the high 8s or low 9s, and you may pay 2-4 points on the loan. 

I wasn’t looking to add value or find something off-market because the time and effort just didn’t seem worth it compared to focusing on my career.

With strong rental demand, affordability, and plenty of value-add opportunities, Birmingham is looking like a solid market for investors.

The company providing the warranty keeps most premiums as revenue and profit."

You can also do value add STR & Multi-Family Rentals by starting with distressed properties and using a bridge loan to acquire them with a lower down payment compared to a DSCR loan.Networking – Connect with local investors, wholesalers, and realtors in your target markets.

If you own them free and clear you will likely only pay for title and transfer tax on the market value of the property if you want them to be under LLC. 

We have a high saturation of rentals that has caused the market to lose money. 

Long-term, look into refinancing once property values increase to lower your interest rate or pull equity for your next investment.Good luck!

If you are looking at Property Values, use zillow.com, that is what we use to fact check properties values.