Am I reading that correctly?

My ex still refused to provide financial documents so I could file on my end correctly in 2022/2023 while still legally married.  

You probably don't NEED a CPA or lawyer for help getting an LLC, but if it's your first time the extra money to know it was done correctly probably doesn't hurt if you can spare it.

(I hope I am asking this question correctly).Any feedback or recommendations are greatly appreciated!

If everything is done correctly, you will have no taxable income.

This is one of those situations where it is best to say, you would be foolish not to hire a CPA to give you correct advice with 100% view of your entire portfolio.  

Short a court order, the lender is absolutely correct.  

And while travel is going to be expensive for any property, if you only have one in a market, the concept is the same with less rent: that $2,000 flight/hotel/rental car food for a one night visit, ties up a lot more of your gross when that gross is much lower. 

Provide Constructive Feedback and Recognition Regular Feedback Loops: They provide timely and constructive feedback, focusing on growth and improvement, not just correction.

The advice you gave gotten from some of these heavy hitters is totally correct.