@Tom Rairdon If you’ve owned your short-term rental (STR) for over a year, it likely qualifies for long-term capital gains (LTCG) treatment, taxed at lower rates (0%-20%) compared to your 33% ordinary income bracket.

Does anyone know of a calculator where I can plug in the additional yearly pay down along with the appreciation rate of my area? 

What I mean is, some investors look strictly at cash on cash return, some look at cap rate, others just want to make sure their mortgage is covered.

If you have a good understanding of your market, asset class, risk profile, etc. this ratio can change accordingly.

Hi Danielle, As a property manager, if you were my client, I would recommend that you incorporate a monthly flat rate utility fee into that tenants lease.

Nothing changes behavior faster than, “Oh, you broke the rules?

How did you come to have expertise in the eviction rate in NJ?

Was fortunate enough to lease for higher than expected rental rates.

. • Single unit properties get pro-rated.

I am seeing interest rates start in the mid 6% range for foreign nationals here in Florida.