But no matter what holiday you celebrate, I'm sure your homes are filled with love and celebration as they offer so much beyond those creature comforts.As a Realtor, I understand the value of owning a home or investment property.

Regardless of the controversy with the author, it has sound information on good debt, bad debt, good spending, bad spending, etc.

I read in the local papers of this controversy, as recently as this year, about zombie homes, where the foreclosing bank would not record change of ownership because they don't want to be responsible for liabilities as legal owners of the property such as slips and falls, squatters being injured.

Then when one bank sells it's mortgage from one to the other, it's all done thru MERS, by assigning the mortgages to the next bank..Now, there's some legal controversy involving MERS, uncovered during the mortgage crises, court cases which I won't get into, which is a subject onto itself. 

No amount of personal wealth accumulated by any celebrity is of any use to me, as I can't make a penny off it.

Its a little controversial, but you should read up on it. 2% rule says that for a rental to be a good investment the rent per month should be 2% of amount you paid.

Got three bigger trips scheduled already:Live-aboard cruise around the Bahamas (diving trip)Dominican Republic to celebrate our friends' 20th anniversary and renewal vowsHonduras (diving trip)

I am currently in the contract security field and just celebrated my 2nd wedding anniversary in December.

I am currently in the contract security field and just celebrated my 2nd wedding anniversary in December.

We play basketball, watch a lot of TV, and will buy products endorsed by celebrities.