I am not 100% sure on this though so I would definitely advise talking to a professional.Lastly, based on your portfolio and your questions, it sounds like you are a high learner but haven't been making that great of returns in your portfolio.

You may agree or not but that is what I could advise in this situation.

Although it may not be located in CA, it is still advisable to investigate if there are any rent control laws applicable to the county or state, as Theresa mentioned.

And now because of they cancelled my insurance policy all insurance companies are saying they will not provide insurance for my home.please advise me how to handle this situation.Thanks Neetu

And now because of they cancelled my insurance policy all insurance companies are saying they will not provide insurance for my home.please advise me how to handle this situation.Thanks Neetu

My current agent advised me not to "rock the boat" with the policies I currently have because they are all older and would "go up significantly" if I changed anything.

The pull will be to bend the criteria when you are desperate and it NEVER ends well.The marketing advise is the best.

They can advise. 

By advising you about the likelihood of failure they are leaving money on the table; they're saving you money and frustration.

Hi Jagger-Great question.I am a fellow Michigander from Ann Arbor.Nothing against Maine but the Midwest has seen some of the strongest rent growth in the country.When I consult with my clients, if they don't have the budget for a market like Ann Arbor, I direct them to Lansing, MI.The cashflow is strong, the economy is stable, it is the State capital so there is always economic development creating new jobs, the price point is relatively affordable because the cost of living is lower there, and appreciation is predictably linear.I also advise investors to buy duplexes and up so you always have a rent check coming in most of the time if you have a vacancy.