I had had a plumber replace the toilet insides at the end of January and the toilet was flushing perfectly, so not sure why he wanted to play plumber.This is three months later and on a Tuesday I hear it running again and he had the chain hooked around the inflow clip I unhook it and notify him.

I'd love to have your personal cell phone to discuss my situation instead of playing telephone with your assistant Megan back and forth.

Life stage plays a big role in determining the proper investment strategy for each one of us. 

a great 10-20 year investment but not a cash flow play.

You will be playing the appreciation game for the next few years, however once rates drop again, you can refinance and be cash flowing too. 5 years down the road, the ones focusing on location will be the big winners. 

Decide which game you want to play.

Play to your strengths.

That will play a big role?

However with an investment specifically you could charge 4 points and be alright compliantly depending on the other fees since there are other factors at play.2.

Account Closed - Cash flow plays are indeed difficult in Hawaii.