@Jay HinrichsI saw Passive Pockets before I post this.

I want to diversify and I feel like the best way to accomplish that is through real estate.

Not sure if I'm doing something wrong but the map here used to shaded in terms of the filter selected (i.e.

I've been living in my current house hack for ~1.5, and I placed my tenants in September 2023 (lease is up at the end of August).

Find local meetups, rub elbows with other investors, find out what they need, and then find a way to meet that need.For example, maybe an investor is growing fast and struggling to keep up with inspections.

As you read these books, watch the BiggerPockets podcasts.

Both allow for renovation and the Homestyle is less restrictive than the 203. 

The options are, demo the lot, split the lot and then sell 2 lots to the builder or build myself.

Of course your other debts including student loans go into the mix to come up with your total debt to income but the income needed  is a lot smaller then a lot of borrowers in your situation tend to  think.  

Meetup.com is a good resource for those but some of the groups will also post here on Bigger Pockets Marketplace too.