Seems to show up right before you get your house in order.

We are now working on our 3rd and have our 4th lined up right behind it.  

I'm finishing a HELOC up right now and love the idea to have access to cash quickly.

Not an expert here, if you set it up right but there could be some tax advantages to that - i.e. writing off real estate expenses for your software company.

I dropped out of school when I was 19 to purse my passion in martial arts. 

How utterly amusing.Like any other business, REI is full of some of the smartest, competitive, well-connected and well-financed players in existence, who eat sleep and dream REI.You might just as easily 'dabble' in day trading, horse racing, Texas Hold-em or mixed martial arts.

Same goes for the main room where we will be set-up right inside as you walk through the door.  

On the amount of increases, I look at the market, but 5% seldom shocks anyone into packing up right away (but look at market, as they will be too).

After a quick discussion (and with his ok) they cut the branch free from the shrub with a large pair of bolt cutters, and had him sit upright on the stretcher as they loaded him into the ambulance for the ride to the hospital.I found out later from the firemen who cut him loose, that he didn’t make it.

A whole lot more innocent victims would have been caught in the crossfire and the tragedy would have been a lot worse (more dead and more going to prison).While I hate to worry about a gunmen coming into a theater and killing me and my family, it scares me more that a random person will be willing to accidentally kill my family to save theirs -- and they will be willing to do that.I've studied martial arts for much of my life (yes, I'm that guy that immediately knows all the exits when I walk into a room), but I'm realistic enough to realize that all the hero scenarios that go through my mind when I read about something like this will NEVER play out the way I (or anyone else) thinks they will.I always laugh to myself when someone is talking about a situation like this or 9/11 and says, "If I were there, I would have done something...things would have turned out differently."