The costs you were quoted seem unusually high.

Hello BP, I’m in a different situation, I’m hunting for my primary residence and I happened to find a off market deal. The owner has stage 4 cancer and will sell me his house “if” he can live there until he passes, wh...

I'll direct message you in just a moment.Regarding closing a refi in their personal name then transferring to an LLC: yes, that isn't unusual.

For example if you're a very conservative investor like I am, you can actually set up single-family rentals without debt (which is something that's very difficult to find otherwise because it's unusual).

Unfortunately, I would say your experience is not all that unusual.  

You run this kind of property, you have to be present and accounted for.One of the unusual features of my rentals is that the appliances in my places are almost all new when they go in, especially refrigerators and washing machines.

There's always a lull, but this is quite unusual in the severity of it.

The six-county region’s median price of $605,000 was down slightly from a record $610,000 in October, although it’s not unusual for prices to fluctuate month to month.

Our offer of $600k was accepted.Does anything about the closing cost or rate seem unusual?

@Randy Bates, we are definitely in an unusual time.