A Solo 401(k) has an exemption from taxation on UDFI when the debt instrument is associated with the acquisition of real property.  

My PM’s insight of the area and referrals for lenders (and potentially contractors when I find good rehab deals) are instrumental to the growth of my business.

@Preston Gealy Starting out with full featured property management software was instrumental in letting us grow quickly because available features allowed us to get processes and management systems in place for marketing, accepting applications, e-leasing, rent collection, maintenance tracking, and accounting (we use Buildium).

Investors, theoretically, are incentivized to maximize value in their property, to maximize the return from their investments.The Financiers back the Homeowners and Investors by providing debt instruments.

Henry if the funds on equity are borrowed at 6 % what instruments are they using to develop a good return?

Perhaps the security instrument is not suitable under Texas law.

The seller can not ASSIGN the mortgage only a mortgage holder, note holder or the Holder in Due Course can assign the instrument and obligation that goes with it.ASSUMPTION is the correct term.

Do not use a self directed tax deferred IRA to invest in a tax deferred instrument like tax deferred cash flowing real estate!!!  

A mortgage is an instrument that secures the note or loan agreement.

Here is part of the instruction for filing a claim if you are NOT a party of the property (lender or owner) at the time of tax sale from San Diego County:  A party of interest in the property at the time of the sale may assign his or her right to claim the excess proceeds onlyby a dated, written instrument that explicitly states that the right to claim the excess proceeds is being assigned, and onlyafter each party to the proposed assignment has disclosed to each other party to the proposed assignment all facts of which he or she is aware relating to the value of the right that is being assigned (§4675)The key words are: "ONLY AFTER EACH PARTY TO THE PROPOSED ASSIGNMENT HAS DISCLOSED TO EACH OTHER"