Yup, ratios now-a-days are fully blended, meaning that for the most part DTI math with you+cosigner is identical to you+spouse math.Keep in mind that when your cosigner goes to buy a home or rental property themselves, their DTI in turn is quite likely to get hit with the full PITI on that property, depending on a few other factors.

The tiles I will just paint in a semi-gloss white so they blend in and aren't as noticeable/dated.So, what are your thoughts on these issues?

You should have received an annual “Schedule K-1” from the LLP informing the member of these various adjustments.LLCs and LLPs also adhere to a "blended" tax basis rule.

It didn't take me long after that purchase to realize what a good time it was to buy, so I started to pick up the pace of purchases in 2013 and 2014.I'm at 8 properties and 10 units total now, with a blend of both local and out of state.

Excellent credit.No debt of any kind.Moderate income.Huge blended family with many in college and so maximizing our "fafsa" (financial aid) is critical.

These are flips and development.The blended rate of return of this is 6%/3 plus 18%/3 plus 60%/3 or 28% IRR with 70% to 80% not at risk if the market crashes.

@Patrick Kendrick - I think a blend in between works best.

The city is a "choose your own adventure" with plenty of opportunities, blended with many challenges.

Right now we have been basing all our costing for servicing and hard construction on a blend of sqf costs from previous projects AND quotes from 2-3 sub trades to compare... however, sometimes our builds are unique (ie. 3 storey apartment building with 12 units and exterior walkway/stairway) Any recommendations on how to refine our preliminary budgeting other than running around between sub trades for quotes? 

What I have found to be the most appealing to customers is a blend of aesthetics and amenities.