You'll most likely never recover your cost (cash).The cost of a 4plex should be less than 4 SF's, but that also means your total property value will be far less for the amount of cash (cost) you put into it. 

Could pay cash for everything to get built and lease up to break even and then cash out refi to pay them back and possibly (obviously could be worse too) at a lower interest rate then now.

As you get started in your RE journey ill give you a recommendation.This website is a great reference point for figuring out what each area is like. https://www.areavibes.com/It gives you a total LIVABILITY score for each street and zip code.

So now we're all in total basis of 150k.

Obviously, everyone has a different opinion on why that might be but that's a whole different discussion in itself.

Please help me close my first DSCR deal.Tekoa, I totally understand your frustration here.

Brass tacks:4 months into the dealVisited the property a total of 5 timesHired a contractor local in that areaSplit just about $100,000 between my partner and I.

Saving for a downpayment is obvious.

He opened up and vaulted the ceiling in the living room and then added wood paneling accents to give the total cozy cabin look and feel. 

I'm sure this is a typical case study for a total beginner, I don't really know what I'm doing.