Originally posted by @Sunny Shakhawala:@Willie SmithWhatever makes your lenders comfortable.I like monthly payments.

Sometimes I feel like I'm swimming in a pool of analysis paralysis.

in low income areas the tenant pool is not exactly great .

If her car pool driver needs to use the bathroom before heading to school does that count?

., combined pool for downpayment, rehab, professional services, etc.).On that note, I'd assumed I would use leverage and have estimated 25% down, but I'm open to interesting cash plays.I 100% insist on using property management, and all of my planning includes that cost.Ideally I'd like to hit ~8+% cash-on-cash return after all is said and done (taxes, payments, repairs, insurance, PM fees, capex, professional services, estimated cost of vacancy and turnover, etc.).

Big white has the monopoly and STR rentals need to go through their pool and they craw 50% of your daily rates. 

Pool multiple “lenders” into this loan and that could be a problem with securities laws and/or other state laws governing lending. 

I'm in warm sunny Florida so everything is outside: the well (obviously), the pressure tank, and the pressure switch.

I am a private lender financing business purpose loans for investment properties in california.I like to service my own loans as that gives me an opportunity to keep in touch with my borrowers and also turn them as my marketing agents too ( where ever i can)I am only doing about 5 loans at a time and use xls for that (interest only loans)I al looking for a recommendation for a cloud based software I could use for servicing a small pool of california loans.Please advise.

If you do trust he or she, you may need to “come to terms”...That first look by the pool of buyers is important.