I prefer to hire concrete cutting because they will use a big hydraulic powered saw with the power unit on their truck.

I fell in love with the negotiating an chasing deals not to long ago an discovered that's my niche and now I'm here to keep growing an connect with all sorts of amazing people. any advice would be much appreciated, I've been saving and saving an believe I have enough capital to get into one of the strategies, its 35k and house flipping seems right up my alley though the market an fear of not having enough capital is holding me back. any advice thank you!

Find a minimum of 1 to 2 hours daily to research, investigate and deep dive into each investing niche you hope to use.

Rob's niche isn't for everyone, but he sure has brought me a lot of value.Each of the hosts has brought to bear a form of their personal expertise (love me some Henry Washington insights!).  

I might be calculating things poorly or overlooking something, but I'd prefer to be on the safe side. 

Would prefer longer term loan 60 months or so but can do short term also ie 12-24 months.

Ratios Greater than 1.0 are preferred by most lenders.

@Heather Watkins I prefer to see the posts where the investor is merely contemplating taking the steps you've taken rather than instances where they have already spent unnecessary time and expense on entity formation because we as a BP community can at try to steer the investor in the right direction.

In my opinion and through observation, most people who have children prefer to live in the surrounding counties because of the school systems, while still not great, but easily better than Albany's schools.

Lenders - Is there a preferred lender for multi-family housing that's owned by out-of-state investors?