@Alicia Marks There are many options, depends on your avaialble time, current knowledge and how aggressive you are. 1) SLOW & STEADY: Save until you have 20% down payment to get conforming investment propertymortgage. 2) SPHERE OF INFLUENCE: Tell everyone you know what you want to do, REPEATEDLY, so it sinks in, and partner or borrow from them.3) RENTAL ARBITRAGE: Find LTR rentals and approach owners about renting them LTR, then you subleasing STR.