you will have to put some time in. also, not your main question, but: wholesaling is spectacularly difficult. 

If you can get 15%+ returns and 8-10% cash-on-cash in a passive manner, reap all the tax benefits of owning real estate, and not have to manage the property -- that's more attractive than a lot of other investment options out there. 

Mainly investors/landlords or home owners?  

Orlando is a great market for short-term rentals, especially with its proximity to Disney, which attracts many tourists for sure.

Good afternoon fellow investors,I just closed on my first rental property, which consists of a main house with 3 attached smaller units (efficiencies) - this is very normal in this area- , everything is on one meter.The previous owner used to live in the main house and therefore all utilities were included in the smaller units's rent payments.

Obviously I could use the money to buy more more more, but there's something attractive about owning the rentals outright, then saving the additional cash flow to get the next one and so on. 

The main thing with a non-local lender is they might not fully understand the specific market dynamics of your area, which can sometimes affect appraisals or timelines.However, they might be able to provide lower rates or better terms than local lenders so it is worth looking into.

But I am mainly looking to acquire real estate.

If you have that, you can attract equity albeit smaller projects can be difficult and you will be reliant on friends and family relationship.

I'm new to the real estate industry and the seller financing option is attractive because I see the option to purchase an investment property with a downpayment smaller than 20%.