Whether you're looking for short-term rentals, long-term rentals, or fix-and-flips, Florida has something to offer.Favorable Tax Environment: Florida boasts no state income tax, making it an attractive option for investors looking to maximize their returns.Year-Round Appeal: Unlike seasonal markets, Florida offers consistent rental demand year-round.

If this were my property, I’d run a detailed rental analysis (from what I’ve read in Forbes) to see if the short term route could outpace traditional leasing.

@Jordan Kaylor @Jeanette Land    Seasoning requirement is a industry term for waiting period.

Keep in mind, though, that each lender has their own criteria for how much future potential they’ll factor in, so it might come down to some skillful negotiation and presenting detailed projections that don’t feel like puffery.Just be careful not to come off as overly speculative…lenders tendd to shy away from what sounds too good to be true.Anyway, I’m curious.. have you spotted any other investors in Gainesville facing a similar refinance puzzle and what kind of terms were they able to secure? 

Quote from @Conte Cuttino: Property is in C+ area but in a different School district that’s B-If I sale I’ll get 30k profit after 9 months.If I keep as a Long term rental I’ll have to convert the garage into a illegal 1 bed cottage at an additional cost of $35k leaving a total of $107k left in this deal after 70% refi and closing cost.

We do a new FULL lease every time because laws change, terms adjust, and it's negligent to do anything less.

Either they overpay or don't negotiate the right terms, or miss something major. 

If appreciation and scalability are your long-term goals, consider house hacking or saving for a bigger market later.

Once the docs are signed you cant just change the terms without both parties agreeing..

Some programs will do the full LTV that a long term rental would have and some lenders will reduce the LTV by 5%.