On a positive note we did build a new house to the specifications of a specific tenant. 

(I know it would be a legal disaster if the property goes to foreclosure and the person he sold it to, loses the house and of course sues the borrower for being stupid).

The home has been broken into, the furnace is gone, the house is open to trespass and no one knows for weeks.2.

House and condo.

Selling the convenience of the location first and in such detail may lead some renters to assume that there is something not so great about the house itself since the sale in on the location. 

Your house loans will be long term say 25 years.

BTW there is a free trial and the Starter monthly plan is $119.It also allows you to search through consumer information such as property owner "credit worthiness," Credit card usage, buying power, age, language, family members in the house, and many other fields that are above and beyond property characteristics, which is unique.

 If you start selling houses in Virginia now 2.5 years from now your business would be humming along.

Regarding DTI - mortgage industry will alllow around 40%, but tenants tend to pay a higher percentage of their income to rent/housing than homeowners.

I'd guess I could sell my house with ADU for 650-675.