The main reason I have gone to QB online is because I had a computer crash and had significant work to rebuild the file, even with a fairly recent back up.  

Bank want 2 years tax returns, don't show a lot cause we own a lot of rental property, and my financials, which are fairly strong $2M net worth and 740 credit score, but a big black eye with a bankruptcy back in 2011 due to being over leveraged on rentals and the market crash.

Apparently, since the crash, the government made some rules about how much lenders could charge in relation to the total loan amount.

My wife and I are both very interested in real estate and have been since we bought our first house in CA in 2008 following the crash.

I tend to be overly conservative, but I saw lots of investors collapse during the last crash (I was a REO Listing Broker in a small town), and never want to be in that situation, it will happen again, its just a matter of when. 

Rents were still good before during and after the crash.

Second... its been almost 10 years since the last crash, does anyone think that we are at the price peak just before another market decline? 

We saw this in Houston when the oil turned and occupancy at our partner's properties (B/C) did fine, actually trended up slightly while class A crashed pretty hard in some areas of town due to the fleeing $100K/yr oil jobs.  

If 1 of your loans crash do too NO TENANTS ETC or you don't have any reserves to cover the monthly payment yourself.

The Millionaire  Next Door and The Millionaire Mind, because building wealth requires diligence in a whole range of areas.Basic Economics by Thomas SowellHow an Economy Grows and Why it Crashes, because it's straight forward and humorous.Originals by Adam Grant I think?