Be careful calling multiple lenders because loan officers are trained to get you into an application and pull credit.

There may be several options for remediation depending on the state and applicable regulatory context.

I already use Zillow for payments and applications.

I know for commercial applications, the IRS will reduce the basis of depreciation for the solar panels by one-half of the tax credit amount allowed (15%).

Verify applicants' employment and income to make sure they can afford the rent.

The variance will be granted based off the site plan submitted at the time and the variance application.

The limit is applicable so it doesn't count toward the doner's lifetime gift-tax exclusion.In theory, if the doner doesn't anticipate to have an estate near the lifetime exclusion, they can gift more, they would just need to file a gift tax return, where normally no tax would be paid.

$75 application fee per adult.

The 1% is when it's a bank and the sponsor has VERY significant deposits and/or other business with them and uses that as leverage but that's not applicable to anywhere here.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).