GL Tyler, try not to be discouraged by some posters.

I generally try to put my October through January lease starts on 18 month initial terms to better align with more favorable leasing periods when the units come back to market.

Hey BP,I know this question has been asked often, but I've been struggling trying to find an investor-friendly insurance company.

The problem (as you have cited) is trying to understand what you need (you don't know what you don't know), where to get it, qualifying its source(s), and the validity and usefulness of all that.Pardon me if I've gone into this too much, but I meet many people with the same concerns that you are voicing and this is offered, as much as possible in direct response to your post.Please feel free to contact me if you have any comments or questions. 

I wouldn't spend too much time trying to be like him.

I did try to set up a property management software for collections but as I live in a rural area received a TON of pushback from my tenants about sending money over an App they were not familiar with.

A motivated nosey neighbor might try to make an appt to see the property, but in general that doesn't happen too often and agents don't want to waste their time with time-wasters like that.

Clear out that line of credit and finish the apartment and move on to flips and try to focus on short term money and my business because I already have a couple of rentals set up for long term wealth.

dont over think this its not that complicated. important issues are.1. cost of capital2. knowing what a deal is or is not.3. good reno crew or contractor  4. good agent that will tell you straight what its worth when done and what level you should rehab to.5. a market that is actually moving napkin math works  trying to drill down to decimal points does not.

I would try to verify the negative information and if in fact true, then it would be a pass for me.