But be carefull , again,  they are dificult to finance or obtain a loan , usually private loans are more expensive and they have higher interest rates . hope this help!

If I am in your shoes I would buy 2-4 units, get a conventional loan, ask the sellers to pay for the max contribution (3%) towards closing costs.

There was enough cash flow that I creatively used a 3rd mortgage to help fund the 20% down on the first two loans.

More info on DSCR loans: DSCR loans won't use your income to underwrite the loan.

BUT, If you do not plan on refinancing your loan in 1-5 years, then you could get better pricing on a DSCR loan. 

The other thing is that there will be no financing contingency of course, so you can't get your emd back if the loan falls through because, well, there's not supposed to be a loan.I would just get a preapproval letter and offer that.

However one could take a loan out on it and not pay taxes is what some seem to do.

5 percent down, standard 30 year loan How did you add value to the deal?

As long as you're making payments on time and have proper insurance on the property, banks are happy and don't want to call a loan due. 

The best part is you can do it with very little money down using owner occupied loans.