Very polite, proactive in the application process, had good references from previous landlord, has good/stable employment, and when I looked them up on Facebook their information matched everything on their application.Unfortunately, they are not able to complete the screening due to a complete lack of credit history (young applicant with no credit cards or, evidently, student loans).

The RE investing that makes fast money is not really “investing” - it’s a self-employed RE business.

Possible causesOverpricingQuality of UnitQuality of Neighbors (homes and businesses)Location of Neighborhood, Amenities, Transportation, and Employment OpportunitiesSupply and Demand in your areaEffectiveness of your marketing  (Are you reaching the potential renters best suited for this property?)

Depending on your involvement, you may be self employed and want to be sure you are recording this properly. 

PRIOR to background  and credit, I just search the local county online records and make calls to past landlords and employer.

Diversity of employment in florence seems pretty good for smallish city/town. 

Drive by the places of employment for both and drive by the addresses for both and see how they live currently.

I have 40% down payment and amazing credit score and credit history.The issue is that I am self employed and I dont show any income on paper, so the bank won't consider loaning me money due to "low income" This is an amazing opportunity and I have it under contract but I'm about 100k short, how do I get that financing to get to the closing table?

I know other guys who spent their youth focused on getting a practical STEM degree in a field with quality employment prospects, orchestrating their career, aiming themselves for financial glory.

Is there a major employer in the area?