I got a quote from our insurance agent and Foremost Insurance will allow the policy owner to be the policy owner but the rates are double what we are currently paying.The question is this - to prevent the "piercing of the veil" of the LLC, does the insurance also have to be out of my personal name and in the LLC's?

Tile is the obvious choice for wet rooms because it is totally water proof.But the big picture ....if you're going to sell in 5 yrs and remodel then, I wouldn't do anything now. 

But our product was/is nicer so we are out selling the other developments regardless of commissions offered except Lennar as they are hundreds of thousands cheaper for same sq foot.. and I think my wife double ends almost half our sales..

Now with a blank canvas I got my contractors together and painted the picture.

This picture is termites.

It is not difficult to debug the future from their investments using their own website.most STR/LTR syndication that had strong presence should be :- working in local niche market only- has five to ten years experience- had open book / track record mentality- the audited financial statement should be available to understand the business.STR market itself is very risky investment in my opinion, now you add fund/syndication then you have double big problem.one out of five hotel syndication is going for bankruptcy in the last two years , and we expect STR to survive ?

Use someone who is well-versed in STRs.We had an STR specific photographer do our properties and it doubled our revenue in one month.

Instead of taking my comment and turning it into a "red flag", consider the overall picture.

If they're making $$ on my transaction, I shouldn't have to double check their work! 

Not 100% sure about that but double check.