However, there are carriers that will add coverage back to your policy by endorsement (with limitations of course).

If traditional life is completely out of the picture you go to a failure to survive policy (where the carrier excludes the uninsurable condition, but covers other forms of death) or an accidental death/ accidental disability. 

@Viral MehtaWhile every carrier / underwriter is different from the next, this doesn't make much sense to me and I'm in the North Plano area working with investors all the time. 

My mom found it while delivering the mail (she's a mail carrier and the best bird dog ever)!

My mom found it while delivering the mail (she's a mail carrier and the best bird dog ever)!

My mom found it while delivering the mail (she's a mail carrier and the best bird dog ever)!

He's having issues trying to find a carrier that will insure the property.

I did the same thing as you and ran into the problems with my insurance carrier.

Rev streamArticle: https://techcrunch.com/2021/12/18/rooftops-for-rent-property-owners-should-partner-with-5g-carriers/

In that case, you always verify from that other insurance carrier they can and will cover potential liability.