I use 620, but your risk appetite may vary.Perform full background checks including payment history, civil, and legal issues.Take a serious look at problems revealed in the background check. 

all depends on your appetite. we bought our first STR in Panama City and i live in Atlanta. hasnt been an issue so far remotely managing

@Taylor D'AmbrosioDepends on your risk appetite and expectations. $30k a month is a clean $2500/mo hassle free a month.

There is no appetite on the secondary market for investment loan/manufactured housing because most investors take care of their primary residences first and investment properties second and manufactured housing (whether it's a single, double or triple wide) doesn't hold up over time like a stick built home does. 

They’re carriers have different appetites, so I have both bid it out and take the best policy available. 

This makes sense if I can dramatically up the rental rates, but since rental rates are suppressed in St.

There are still great deals to be had out there, but I would suggest to look outside of the overheated markets (a quick scan of the top forum posts will give you an idea of which ones I’m referring to).What everyone has already stated, i.e. time value of money, not being able to time the market, etc. is all great advice, but I think coming to a conclusion on your risk appetite and your short/long term goals is key here.

Figure out your risk appetite and then look in the mirror for the answer.

You should shop several as they all have different appetites and offer different  rates and terms. 

What criteria are you seeing buyers having the most appetite for?