As a community we need to work to protect this financial instrument.

These goals were instrumental in building my business – because I didn’t want to have to show up to make money!!!

If it is in a revocable living trust, then yes, all the assets are still considered your personal assets, they just pass on to the hiers by the trust instrument and not the will.

Then take the left over cash and purchase another property for cash or a fractional cash flowing instrument that qualifies for 1031 treatment. 

I also utilized those 0% credit cards in the process.If you’re getting charged simple interest for your loans, maybe look into investing in real estate instruments that give you compound interest and use those to pay the student loans off.Happy to connect and bounce more ideas around!

In Illinois we’ve got an instrument called a TODI (transfer on death instrument) which avoids probate and having to create a trust for RE. 

.- Whole-life policies are complicated instruments, and that complication allows for a lot of fees.

The lender is not required to include this contingent liability as part of the borrower’s recurring monthly debt obligations provided the lender obtains a copy of the applicable loan instrument that shows the borrower’s financial asset as collateral for the loan.

The guidance and wisdom I found within this community were instrumental in navigating my first property's challenges and successes.However, our efforts were met with unforeseen adversity.

We've also simply created a separate debt instrument to our own LLC with a fixed return and fixed time frame (18 - 24 months) to keep 100% of the equity and not tie that money to the property, but to a UCC on our entity.