The market is tough here.

I'm thinking 7 years + to trade equity, 12-15 years for material wealth generation. 

Construction materials: Frame, no basement, roof: asphalt shingles, Floor: Carpet on stairs and bedrooms, LVP: Kitchen and living room.

There is not much material out there on marketing specifically for seller financed notes.

Columbus is a very tough market. 

You eliminate the STR loophole which allows adjusted material participation qualifications

I believe the one good thing about that spreadsheet is that it can be adjusted by the State you live in. because costs are different in every State the estimate sheet i believe is based on a multiplier for the corresponding State, as most cost estimating books are based. that program does break down a lot of information for you and i think it is a good program, one thing you may want to check is if the program updates every year with current multipliers for the States ( program is probably based on a starting average value for each thing and then the multiplier changes as prices for materials change) and you want to make sure it does that.

With so many variables and decisions involved, it’s tough to give a precise answer.One option, as @Melvin List suggested, is to use an FHA loan with a 3.5% down payment.

Even though the market can be tough with higher interest rates and changing prices, it's still a good time to invest if you're strategic.

I’m fresh into real estate flipping about a year into it. 3rd project in and as I’m still learning, I get a lot of mixed reviews about material cost, and labor costs so I figured I’ll come on here and ask for some opinions.NOTE:I was told by an old-school investor that what I paid for labor was way too much.