To supplement my down payment, I have secured $50k via gift and inheritance.

But California also has pretty onerous land-use regulations that limit supply, and there’s been a lot less financial distress than people were expecting, with one of the lowest loan-to-value ratios on outstanding mortgages in the country.

I have heard mixed responses on whether to charge both first and last month’s rent and a security deposit, or just first or last month’s rent and security deposit.

This abundance of listings gives buyers plenty of negotiating power.Even with the increased supply, the median sale price still rose by 3.3%, reaching $315,000.

I used to work in consulting for the robotic division at DHL Supply Chain.

A six-month supply is typically considered a balanced market.

Security Deposits / Escrow: If you would like to use Baselane for an escrow account, you can simply open another sub account that is separate from your day-to-day activities.

Let's say I buy at tax sale, I want your rehab money 30 days later, would you lend to me for the rehab without security of the property?

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

Borrowing from multiple investors on one note creates a security that likely requires a registration or some other form of exemption.