You don't get things worth having without discomfort- so, if you don't have stacks of cash sitting around, I'd suggest you revisit the idea of house hacking, least expensive, least risky, more immediate impact on your finances. 

The shorter the prepayment term has an impact on increasing the rate.4.

That's going to be way more impactful compared to anything else in this thread.   

The shorter the prepayment term has an impact on increasing the rate.4.

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don't forget to look at new construction typically much stronger than existing, especially in a market like columbus where the age of properties will really impact your bottom line.

Be sure to consider any refinancing costs and how they would impact your overall financial situation.Analyze Appreciation Potential: While you mentioned that you don't expect significant appreciation in the property's value, consider the long-term appreciation potential of real estate in Corpus Christi.

i am not too big a fish though (yet)The big impact on your sell side is it REALLY matters who is listing, how there listing, because they can't just throw it up on MLS and sit back and wait for $ to fall from the sky.

Then, project future cash flows, including the impact of increased depreciation expenses, and discount them to their present value using an appropriate discount rate.

Is it worth it to go into high interest rate debt for this new project and have this new property impact your other successful properties in your portfolio?