Now, what you can do is provide a quality property to a low income individual and fix problems as they present themselves; that would be doing a huge service to them and to society.

I encourage you to continue looking and see as many properties and anywise as many deals as you can.

With some of the stuff said on this site and some of the opinions combined with the litigation happy society we live in I am pretty sure someday a BP post will end up in front of a Judge.

If the 5 negative reports are legitimate and for minor amounts, I would encourage the applicant to pay them off or get a payment plan going with the creditor.

If they wont provide the numbers, I would encourage you to walk.

http://www.har.com/content/newsroom/Houston Real Estate Highlights in October Single-family home sales continued their post-Hurricane Harvey rebound as volume rose 7.5 percent year-over-year with 6,381 units sold;Single-family home sales remain 2.8 percent ahead of 2016’s year-to-date volume;Total property sales increased 6.6 percent with 7,614 units sold;Total dollar jumped 10.8 percent to $2.1 billion;The single-family home median price rose 3.9 percent to $226,491, which represents an October high;The single-family home average price increased 2.7 percent to $285,858, also the highest level for an October;Single-family homes months of inventory grew year-over-year to a 3.9-months supply, but is down from a 4.3-months pre-Harvey peak – the result of a surge in consumer demand for housing;Townhome/condominium sales rose 5.8 percent, with the average price down 1.1 percent to $195,393 and the median price down 3.1 percent to $153,000;Leases of single-family homes rose 13.6 percent with the average rent up 2.8 percent to $1,776;Volume of townhome/condominium leases jumped 34.8 percent with average rent up 2.9 percent to $1,533.HAR still encourages anyone who has housing available for temporary occupancy (up to 12 weeks) to please post it on our Harvey Temporary Housing page at www.har.com/temporaryhousing to provide housing to those in need.

It’s much better to almost encourage this and be honest and give the seller a feeling of trust with you.

I encourage you to post your analyses and welcome criticism because you'll pick up a lot from those who argue and tell you you're wrong so don't let that get you down.

@Arley Collado I would have to agree with some of the others on this thread and encourage you to save more than $20k to get into a SFR on your own in the Midwest. 

They could have done exactly what I had done and I encouraged them strongly to do so.