Open a  secured credit card with one of the large providers: Chase, Capital one, Discover.

How would you layout the card?

IF YOU are accustomed to quickbooks general ledger work always make sure to check and see if there is a Buildium way to accomplish your goal because you can end up with correct accounts and incorrect Buildium reports.The biggest complaint I have is the kludgy way you have to deal with credit cards where you carry a balance.

If you have a credit card, they usually provide free credit scores.

Any advice is greatly appreciated.I am currently slowly paying down a $2400 balance on a $3000 credit card.

Should I have business cards available since I’m new or is it not mandatory?

Can I just apply for a EIN # using my name and my SSN # to get a business bank account and business credit card?

And about 35,000 of that was on a credit card..

I've come to learn that they have about 15-20k in appreciation that they want to take advantage of in order to pay off some credit card debt.

If I wait til my credit score goes up, using credit cards and paying them in full every month, could I get to the point in the near future that I could use the 200k for 20-25% down, therefore getting a higher price investment?