This is a self directed RRSP or TFSA account that allows you to lend your money out to people with the backing of their mortgage for a high interest rate. 1st, 2nd, 3rd mortgages, down payments, refinances, flipping or renovation money.

There are a bunch of reasons people sell a property.

I have first hand experience as an investor which has been positive. 

I think others have given you great advice.For most people I say go to some meetup groups for a year. 

These are just deals I have invested in with other people. 

Get people financially educated and let them buy their own houses.

From what I read and understand, this means I'm likely going to struggle with getting a loan, not even considering the inability to pay any down payment.On the other hand, my parents have significant liquid assets, (think on the order of > 500k), that they are potentially looking to diversify into real estate.

With the cost of utilities and the level of comfort people feel is mandatory now there is no way I would want to be on the hook for it. 

Quote from @Eliott Elias: People don't take action.

(Ok I get it that its 2024 and people smoke weed).